How Much Do Debt Services Know About Debtors?

By Rob Sutter


I can empathize with those who find themselves struggling with finding work. Sometimes it's difficult for them to be employed, since employers are going to place a lot of focus on the monetary statements that potential hires have. How much money do these people actually have to their names, they may wonder? Debt services may be able to tell a number of things but I don't know if they are going to be able to tell everything that there is to know about a person who is looking for work.

It seems like the New York Times has taken to talking about the difficulties that people are having these days when it comes to employment. Supposedly, those with bad credit scores are being rejected based on that alone, which can present a problem. With more and more people having to pay off bills and take care of their families, having such limited opportunities for work is a problem, to say the least. Utilizing this one aspect as grounds for rejection is unfounded, in my eyes.

I think that this is very akin to the mindset that newcomers into the working world may have. They want to be able to attain a job but a certain position may require some kind of experience. However, how can someone young gain experience if so few people actually want to give them the opportunity? I think that this is the seemingly endless cycle that people go through until they actually take it upon themselves to bolster their resumes and show that they are worthy of the jobs they're looking for.

Even so, I think it's wrong that some people aren't hired because of this one aspect and agencies like Rapid Recovery will tell you the same thing. Yes, someone may be burdened with debt but that doesn't mean that the person's character is any worse for it. It just means that they have amounts to pay off and it's up to debt services to take care of it. These problems are ones that they want to clear but it's a matter of how much time it will actually take.

Employers have to gain as much information about potential employees as possible, which includes a number of facets. These could be anything from backgrounds to prior work history, though did anyone expect credit scores to come into play? In theory, it's one of the most uncommon features when evaluating people who apply for the jobs, seeing as how there are many others which come into play. It came as a surprise to me as well, especially considering that I don't think it's necessarily right to gauge potential workers on that factor.




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